DOS & Co. CDM

Financial Terms

A glossary of explanations of investment and financial terms.

What does AER mean as a savings interest rate?

AER means "Annual Equivalent Rate" and is the interest rate you would earn in a 12-month period if you put your money in an account at the beginning and left it there for a full 12 months without adding to it or taking away from it, other than the interest you receive.

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What does APR mean as a savings interest rate?

APR means "Annual Percentage Rate" is designed to be a clear comparison tool between products. It includes all interest and any fees, so is the net effect of the product on your wealth.

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What is interest rate 'blending'?

Interest rate 'blending' is the term given to placing different sums in different accounts on different rates of interest to arrive at an overall, or 'blended' interest rate on the funds.

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What is compounding in interest?

Compounding in interest is the effect of having a sum of money which earns interest over a period. Over the following period, the interest is earned on the original sum and the amount of interest earned so far.

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What is 'liquidity' in investment terms?

Liquidity in investment terms simply means 'how quickly you can turn your investments into cash'.

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Cash Deposit Manager - Overview

Detailed explanations of how our various types of cash deposit account work.

Cash Deposit Manager - Eligibility

There are a few limits to who we can work with and the basis upon which we can work with them.

Cash Deposit Manager - Account Opening

Questions explaining how you can open an account with us.

Protecting Cash Deposits

How we protect your funds, from our structural safeguarding to the FSCS protection offered as standard.

About DOS & Co.

Details and frequently asked questions about DOS & Co.