Services

Escrow

Secure, independent holding of funds and assets for high-value and/or complex transactions.
Escrow
Services
Escrow at a glance
Secure, independent holding of funds and assets for high-value and/or complex transactions.
The addition of a trusted third-party to handle the exchange of funds and assets.
Where there are conditions to the release of funds.
In UK-connected transactions with domestic or cross-border elements.
Escrow reduces the risk of non-payment against conditions.
Through clear agreements, disciplined administration and neutral oversight.
Parties involved in high-value or complex transactions.
Read our articles and news about Escrow.
Frequently Asked Questions (FAQ's) about Escrow.
Case studies and examples of our Escrow.
If you'd like more information, or are ready to engage us, you can Contact Us or Book a Video Call to get started.

What is Escrow?

The addition of a trusted third-party to handle the exchange of funds and assets.
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Escrow is a contractual arrangement in which a neutral third party holds funds, documents or other assets on behalf of two or more transacting parties, releasing them only once clearly defined conditions have been satisfied.

It is commonly used for substantial cash deposits, retention monies, completion balances, title documentation and other assets where timing, performance or verification are critical.

The escrow agent acts strictly in accordance with the escrow agreement, without preference to any party.  The structure is highly adaptable and can be tailored to a wide range of commercial and private transactions. It is particularly effective where obligations are staged, conditional or subject to third-party confirmation, providing a clear, documented process that all parties understand from the outset.

Aircraft Purchase Escrow

Aircraft escrow agents in London, England
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Construction Escrow

For residential, commercial and infrastructure projects
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Construction Retentions Escrow

Bespoke protection for high-value construction contracts
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Jet Card Escrow

Ring-fencing jet card funding for bulk-purchase hours
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Marine Sale & Purchase Escrow

For the sale and purchase of yachts, ships, tenders and toys
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Mergers & Acquisitions (M&A) Escrow

Protecting deferred payments, conditional payments and earn-outs
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Party Wall Security for Expenses Escrow

Bespoke party wall escrow arrangements for building owners
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Pension Deficit Escrow

Avoiding trapped surplus in defined-benefit schemes
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UK Retention Deposit Scheme

Free retention protection for UK construction projects
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UK Security for Expenses Scheme

Free protection for party wall security for expenses
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When is Escrow used?

Where there are conditions to the release of funds.
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Escrow is typically used in transactions involving significant value, multiple stakeholders or conditions precedent that must be satisfied before funds or assets change hands. Common scenarios include mergers and acquisitions, property and construction projects, retention and security arrangements, and the sale or acquisition of high-value assets where delivery and payment are not simultaneous.  

It is also well suited to longer-running arrangements or situations where regulatory, governance or contractual requirements demand segregation of funds and transparent release mechanisms. In these contexts, escrow provides discipline and certainty across the life of the transaction.

Where do you provide Escrow?

In UK-connected transactions with domestic or cross-border elements.
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Escrow is typically used in transactions involving significant value, multiple stakeholders or conditions precedent that must be satisfied before funds or assets change hands. Common scenarios include mergers and acquisitions, property and construction projects, retention and security arrangements, and the sale or acquisition of high-value assets where delivery and payment are not simultaneous.  

It is also well suited to longer-running arrangements or situations where regulatory, governance or contractual requirements demand segregation of funds and transparent release mechanisms. In these contexts, escrow provides discipline and certainty across the life of the transaction.

Why use Escrow?

Escrow reduces the risk of non-payment against conditions.
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Escrow protects all parties by introducing a neutral mechanism for holding funds and assets until agreed conditions are met. This materially reduces counterparty risk, limits exposure to delay or default, and provides clarity where trust alone may be insufficient. By removing direct control of assets from the transacting parties, escrow supports smoother negotiation and more reliable completion.  

Clients choose us because we treat escrow as a carefully administered process rather than a commoditised product. Through continuity, clarity and procedural rigour, we ensure that escrow arrangements are aligned to the transaction’s commercial realities and operate precisely as intended from start to finish.

How does Escrow work?

Through clear agreements, disciplined administration and neutral oversight.
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Our approach begins with detailed scoping of the transaction and the conditions governing release. We work alongside legal and professional advisors to draft or refine the escrow agreement, ensuring that release triggers, documentation requirements and escalation mechanisms are precise and workable.  

Throughout the life of the escrow we maintain structured communications, clear audit trails and disciplined administration, safeguarding the integrity of the arrangement and providing confidence to all parties involved.

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Who uses your Escrow services?

Escrow reduces the risk of non-payment against conditions.
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Escrow services are used by corporates, private clients and family offices involved in significant commercial transactions, complex asset transfers or long-duration contractual arrangements. Typical users include buyers and sellers in M&A, property developers and contractors, sponsors and investors, and private principals transacting high-value assets.  

It is also frequently relied upon by adviseors, brokers and professional intermediaries who require a dependable escrow mechanism to support deal certainty and protect their clients’ interests.

Aviation

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Construction

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Entrepreneurs

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Marine

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Private Client

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Articles

Articles about Escrow
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Why choose a UK escrow agent for cross-border transactions?

A UK-based escrow agent offers legal certainty, neutrality and practical advantages, including the benefit of operating in the GMT time zone for international coordination.
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What Is a Planning & Development Escrow Account and When Should It Be Used?

Planning & Development Escrow accounts support Section 106 obligations, secure phased payments, and mitigate financial risk in UK planning law.
Read post

What is a Shipyard Escrow and why is it used?

Used in yacht and ship construction and refit projects, they are essential for managing risk in milestone-based marine contracts.
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What Is a Decommissioning Escrow Account and When Is It Needed?

How decommissioning escrow accounts work, and why they’re critical for long-term liability planning.
Read post

Which Banks Offer Executor Accounts in the UK (2026)

Options, requirements and alternatives to high-street executor bank accounts.
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Divorce Escrow: Holding funds during the sale of matrimonial assets

Professional escrow services provide an impartial solution for holding sale proceeds during divorce proceedings, avoiding issues with solicitors’ client accounts and SRA rules.
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How Do I Find a (UK) Escrow Agent/Service?

We explain the key differences between the various escrow services available in the UK.
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How Security for Expenses is Determined | Party Wall etc. Act 1996 Guide

Surveyors have a wide discretion to determine whether security is appropriate, and how much is reasonable.
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The Party Wall etc. Act 1996 – Criticisms, Controversies, and Calls for Reform

The Party Wall etc. Act 1996 has proven its worth by largely keeping the peace between neighbours during construction.
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Construction Escrow: A Contractor's Guide

We explore the benefits and opportunities of construction escrow, and how to 'sell' the concept to the client.
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Pensions in the Age of Market Uncertainty – Avoiding Trapped Surplus

Discover how pension deficit escrows offer a low-cost, efficient solution to avoid trapped surplus in defined benefit schemes amid market volatility.
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UK Security for Expenses Scheme Launches

Deposit your Party Wall Security for Expenses, free of charge, at the Bank of England.
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Where to deposit party wall security for expenses

We look at the options for depositing party wall security for expenses under the Party Wall etc. Act 1996
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Why can't law firms in the UK provide escrow services?

Rule 3.3 of the SRA Accounts Rules specifically prohibits the use of a client account to provide banking services.
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Escrow Accounts vs. Third-Party Managed Accounts

A guide for law firms - escrow accounts and TPMA's both serve as mechanisms to safeguard funds and control disbursements, but operate in different ways.
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Understanding Party Wall Escrow & Security for Expenses

The value of Party Wall Escrow and Security for Expenses has crept up in recent years - we have a look at what's involved.
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Construction Escrow as an alternative to Adjudication

Pay first, argue never? How to reduce the likelihood of disputes by using construction escrow to guarantee monthly payment amounts.
Read post

Enabling Construction Works for Overseas Clients through an Escrow Account

Securing the construction supply chain against high-risk overseas employers by using a construction escrow account as security for monthly payment.
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FAQ's

Frequently Asked Questions about Escrow
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Case Studies

Case Studies for Escrow
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Contact Us

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Send us a Message

Complete our contact form and we'll be in touch promptly.  If you would like a quote for an escrow or payment account, the fastest way is to complete the Request a Quote form and provide us with the requested information.

Book a Video Call

We appreciate that there is little substitute for having a conversation - if you'd like to speak with one of us, please book a video call at a time convenient to you and we'll be happy to meet you and answer any questions you may have.
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Deposits held liquid and unencumbered at the Bank of England.
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Protection for sums greater than the FSCS limit.
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Still have questions?

Can’t find the answer you’re looking for? Check out our Frequently Asked Questions or contact our friendly team who will be happy to help.