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DOS & Co. Articles, News & Blogs

Updates from across the group

Why choose a digital Project Bank Account?

"Digital Project Bank Accounts" are having their day. We delve beneath the software wrappers to have a look.
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Construction Escrow: A Contractor's Guide

We explore the benefits and opportunities of construction escrow, and how to 'sell' the concept to the client.
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Pensions in the Age of Market Uncertainty – Avoiding Trapped Surplus

Discover how pension deficit escrows offer a low-cost, efficient solution to avoid trapped surplus in defined benefit schemes amid market volatility.
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Understanding FF&E Procurement: Should Interior Designers Purchase as Agent or Principal?

The devil lies in the detail - we explain the nuanced differences between the two.
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How Security for Expenses is Determined | Party Wall etc. Act 1996 Guide

Surveyors have a wide discretion to determine whether security is appropriate, and how much is reasonable.
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The Party Wall etc. Act 1996 – Criticisms, Controversies, and Calls for Reform

The Party Wall etc. Act 1996 has proven its worth by largely keeping the peace between neighbours during construction.
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High-Value Dealers: Part 1 – What's Changing and Why?

Regulators are taking a closer look at interior designers, art dealers and other high-value sellers.
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High-Value Dealers: Part 2 - Practical Steps for Compliance

Interior designers are now required to adhere to comprehensive anti-money laundering (AML) regulations. We detail the obligations.
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High-Value Dealers: Part 3 - Simplifying Compliance with Third-Party Escrow Services

Outsourcing provides an opportunity for interior designers to lighten the compliance burden.
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Where to deposit party wall security for expenses

We look at the options for depositing party wall security for expenses under the Party Wall etc. Act 1996
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Why Small Owner-Run Professional Services Firms Should Consider Becoming B Corporations

A Comprehensive Guide to the Benefits, Process, and Long-Term Opportunities of B Corp Certification
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Why can't law firms in the UK provide escrow services?

Rule 3.3 of the SRA Accounts Rules specifically prohibits the use of a client account to provide banking services.
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Escrow Accounts vs. Third-Party Managed Accounts

A guide for law firms - escrow accounts and TPMA's both serve as mechanisms to safeguard funds and control disbursements, but operate in different ways.
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2024-25 PRIME Score: 20

DOS & Co.'s PRIME Score increases to 20, the highest PRIME Score ever awarded.
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HQR Ski 2025

The 9th annual HQR Ski Trip raises over £23,000 for the Commercial Education Trust.
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UK Security for Expenses Scheme Launches

Deposit your Party Wall Security for Expenses, free of charge, at the Bank of England.
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5 reasons clients prefer Project Bank Accounts

‍Project Bank Accounts (PBAs) have been around for a long time now but, in the wake of Carillion and ISG's collapses, are experiencing a resurgence in popularity, both in the public and private sectors.
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Bank Accounts with B Corporations (UK)

Certified B Corporation banks balance profit with people, planet and purpose.
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Security for Expenses Deposit Providers (2025)

Choose from the UK's best Security for Expenses Deposit Account Providers.
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An Introduction to Security for Expenses

Security for Expenses is simply a temporary cash deposit while building works are carried out to a party wall.
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UK Project Bank Account Providers List (2025)

A round-up of the institutions that we know are presently offering Project Bank Accounts in the United Kingdom.
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Investing fees in advance to generate a return for independent schools

With independent schools holding more fees in advance than ever before, we look at how advance payment schemes can help generate an ongoing return.
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Can interior designers earn interest on FF&E procurement funds?

The answer to this question depends on the answer to the slightly trickier question, "does the interior designer purchase as principal or agent"?
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Understanding Party Wall Escrow & Security for Expenses

The value of Party Wall Escrow and Security for Expenses has crept up in recent years - we have a look at what's involved.
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Which bank account should a lottery winner use for their winnings?

While it may feel low on the list of priorities, choosing wisely can protect new-found wealth and deliver significant returns.
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Enabling Construction Works for Overseas Clients through an Escrow Account

Securing the construction supply chain against high-risk overseas employers by using a construction escrow account as security for monthly payment.
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Construction Escrow as an alternative to Adjudication

Pay first, argue never? How to reduce the likelihood of disputes by using construction escrow to guarantee monthly payment amounts.
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DOS & Co. becomes a Certified B Corporation

As a B Corp, we’re part of a global community of businesses that meet high standards of social and environmental impact.
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