How do you offer better rates than a high-street bank?

We don't operate with the high costs of running a bank. Our role as trustee allows us to pass on much more of the base rate.

How can you offer better rates than ns&i?

The interest on our accounts is set by the Bank of England, whereas ns&i can only pay what the Government permits.

How do you make money?

We keep 10% of the interest you earn.

Where is my money held?

Your funds are held at the Bank of England, through our tech partners the Bank of London.

Will I receive statements?

Yes. We'll provide you with frequent statements and updates on the interest you have earned on your account.

How often is my interest paid?

Your interest accrues daily and is paid monthly. On fixed-term 12-month accounts, your interest is returned with your principal sum.

What happens at the end of the deposit term?

For notice accounts, we will return your funds as soon as the notice expires. For fixed-term accounts, we will contact you in advance to seek your instructions.

What happens if the Bank of England base rate drops?

The Bank of England will pay less interest to the Bank of London, who will pass on less to you. An drop in the base rate will automatically lead to an decrease in your returns.

DOS & Co. CDM

Cash Deposit Manager - Eligibility

There are a few limits to who we can work with and the basis upon which we can work with them.

Who can open an account with DOS & Co.?

Accounts can be opened by UK entities, UK and EEA Nationals and UK residents.

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Is there a minimum deposit amount?

The minimum deposit amount is £1,000,000.

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Do I have to retain a minimum balance?

Yes, for at least 3 months we require a balance of £1 million+.

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What is the maximum amount I can deposit?

There is no fixed maximum amount. We will agree a maximum amount with you as part of your onboarding, and review this periodically as your circumstances evolve.

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Are there any sources of wealth you cannot accept?

As part of our regulatory registration, and our Certified B Corporation status, there are certain sources of wealth that we are unable to work with. If you are unsure of how to categorise your source of wealth, or have more than one, please do contact us or book a video call to discuss.

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Are there any jurisdictions you don't work with?

As part of our regulatory registration, and our Certified B Corporation status, there are certain jurisdictions that we are unable to work with. If you are unsure of how to categorise your jurisdiction, or have more than one, please do contact us or book a video call to discuss.

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