DOS & Co. has been trading since 2012 and has been profitable every single year since. The extension of its service provision beyond legal and escrow services into Cash Deposit Manager services is funded by the ongoing profitability of those services.

The DOS & Co. Group currently employs six staff, of which three work on the Cash Deposit Manager service.

DOS & Co. has a business continuity plan which is reviewed annually. The business is based entirely in a secure cloud environment and is able to continue to operate during disasters, emergencies and other business disruptions.

Access to DOS & Co. services and systems is limited for all users. All users are responsible for reporting an incident of unauthorised use or access of the organisation's information systems. DOS & Co. is Cyber Essentials certified. Our client portal systems are air-gapped from our transaction systems and our integrations use bank-level encryption and security technology.

DOS & Co. is the trading name of DOS & Co. Ltd., a company registered in England and Wales with company registration number 08294966. DOS & Co. is a Certified B Corporation that provides legal and financial services to family offices, entrepreneurs and the holders of significant wealth. DOS & Co. Ltd. is registered with the Financial Conduct Authority under the Payment Services Regulations 2017 (FRN: 833374) for the provision of payment services. Deposits placed through our Cash Deposit Manager are held on bare trust in trust accounts at the Bank of England, via our technology partners The Bank of London, in the client's own name.

Through our technology partners, the Bank of London, we are able to open cash deposit accounts where the money is held liquid and unencumbered at the Bank of England. This means that there is no upper limit to how much we can hold safely, nor does the safety or protection of the money decrease as the amount increases. Funds are protected by incremental layers of being held on bare trust, segregated and safeguarded, and with no underlying bank credit risk. Unlike almost every single other bank, this cash is not loaned out to other clients to generate a return. In the most boring and vanilla (yet deeply satisfying) sense, the money simply sits there safely earning more money paid out by the United Kingdom's central bank.

The minimum deposit amount is £1,000,000.

No. DOS & Co. is a registered payment service provider. Under its FCA permissions, it can carry out all services enabling cash to be placed on a payment account as well as all operations required for operating a payment account. For the Cash Deposit Manager, however, DOS & Co. works as your bare trustee, opening an account on your behalf and in your name at the Bank of London, which stores your funds unencumbered at the Bank of England.

While Bank of London does allow parties to open operating accounts, it does not provide high-interest savings or deposit accounts to its non-corporate clients. For corporate clients, we are generally able to offer lower fees than the Bank of London does directly because of the high aggregate balance that we maintain with them across our escrow, third-party managed payment and high-interest cash deposit accounts.

It is likely that the Bank of England base rate will fluctuate. If it drops, then the Bank of England will pay less interest to the Bank of London, who will pass on less to us. Both of Bank of London and DOS & Co. charge fees as a percentage of the amount available, so all of our fees will reduce accordingly - we're in this together.

It is likely that the Bank of England base rate will fluctuate. If it drops, then the Bank of England will pay less interest to the Bank of London, who will pass on less to us. Both of Bank of London and DOS & Co. charge fees as a percentage of the amount available, so all of our fees will reduce accordingly - we're in this together.